Don't Let time run out
Hardmoney-DIRECT.com
California Hard Money
Frequently Asked Questions
HOW LONG DOES IT TAKE TO CLOSE THE LOAN ?
From seven to fourteen days. As long as we work together, your loan will fund as fast as possible.
HOW QUICKLY CAN YOU GIVE US AN APPROVAL ?
Approval can be given as fast as a few minutes talking to you subject to the property value being what you told us it was.
WHAT STATE DO YOU LEND HARD MONEY LOAN IN ?
Arizona, California, Colorado, Nevada, Oregon and Washington
WHAT COUNTIES DO YOU FUND LOANS IN CALIFORNIA ?
All major counties in California, Orange County, Los Angeles, San Diego, San Francisco and all surrounding counties and San Bernardino, Santa Barbara, Venture, Riverside etc.
HOW ABOUT LOAN SIZES ?
Typically between $100,000 and $10,000,000
WHAT ARE YOUR MAX LTV?
55% to 70% LTV depending on loan type
WHY CHOOSE HardMoney-DIRECT.com OVER ANOTHER HARD MONEY LENDER ?
We focus on our clients needs and our clients goals ONLY.
DO YOU CHARGE PREPAYMENT PENALTIES ?
Every loan is case by case, we always work with your needs in mind.
DO YOU HANDLE PROPERTIES IN FORECLOSURE ?
Yes, we have no problem handling a property in Foreclosure with a hardmoney loan
WHAT TYPES OF PROPERTIES DO YOU FUND ?
Single family homes, 2-4 unit properties, commercial and land.
HOW IS HARD MONEY UNDERWRITING DIFFERENT FROM OTHER LOANS?
We lend to people first, and we care about our relationship with them and that our loan is going to be mutually beneficial. The real estate asset is also very important, along with location and loan to value. But we look at that as the fall back position, and at the end of the day, we want to lend to good people.
HOW FAST CAN YOU CLOSE YOUR LOAN?
Within 4 days of you signing loan documents.
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